No Code Pay Out

No Code Pay Out is a feature that allows you to initiate payout transactions directly from the merchant dashboard—no API integration required. It is a no-code solution designed for convenience and flexibility. To enhance security and governance, a Maker-Checker approval model is implemented: every No Code Pay Out initiated by a user with Maker access must be approved by a Checker before processing.

This feature is ideal for a variety of use cases, including one-off or ad-hoc payments (such as refunds, incentives, or reimbursements), fallback payouts when API systems are unavailable, and disbursements handled by non-technical teams like finance or operations. It’s also well-suited for merchants with low transaction volumes that don’t warrant API integration, and for testing new currencies or payment channels prior to full rollout.

Getting Started

Creating a No Code Pay Out is easy and doesn’t require any API integration. Your ability to initiate or approve payouts depends on your access level in the Pay Out module:

If you have the appropriate access (Maker or Full Access):

1. Go to the Pay Outs tab in the dashboard.

2. Click the + New Pay Out button.

   

3. Fill in the required fields and review:

   

   Field	Required	Description
   Currency	Yes	The currency of the payout.
   Payment Method	Yes	The payment method available for the selected currency.
   Payment Channel	Yes	The payment channel available for the selected currency and payment method. List of supported channels here
   Account Number	Yes	The recipient’s account number (bank account or phone number).
   Account Name	Yes	The name of the payout recipient.
   Requested Amount	Yes	The amount to be sent.
   Reference	Yes	Your internal identifier for this transaction.
   Customer Reference	Yes	Your internal identifier for the customer related to this transaction.
   Webhook URL	No	Optional webhook URL to receive status updates.
   Description	No	Optional description or note for the payout.

4. Once submitted:

   1. The transaction enters "Pending Approval" status.

      

   2. Depending on your access level:

      
      1. Maker: Can Cancel the transaction.
      2. Checker or Full Access: Can Approve or Cancel the transaction.

5. After approval, the transaction will move to "Pending" status and be processed by Xenith.