Payment Channel

The Payment Channel module provides complete visibility into the payment channels enabled for you. Accessible only to users with Payment Channel organization access, it displays key configuration details for each channel, including supported currencies, settlement times, transaction limits, and fees.

This information is not only essential when setting up your initial integration with Xenith, but also remains valuable as you manage your operations—whether you’re optimizing channel usage, troubleshooting transactions, or reviewing costs over time. By having everything in one place, you can make informed decisions and keep your integration running smoothly.

Key Features

1. Transaction Type: Switch between transaction types to view the corresponding payment channels.
2. Search: Find specific channels by entering keywords such as Currency, Payment Method, Channel Name, Source Currency, or Target Currency.
3. Filter: Narrow down the list using filters for Currency, Payment Method, Channel Name, Settlement Type, Settlement Policy, Source Currency, and Target Currency.
4. Download: Export the list of payment channels for the selected transaction type.
5. Currencies: Scroll down to view all currencies enabled for your account.
6. Payment Channel Data: Each channel displays detailed configuration information, including:
   1. Payment Method: The method used for the transaction.
   2. Channel Name: The name of the payment channel.
   3. Settlement Schedule (Pay-In only): When funds become available as payout balance (e.g., Immediate, T+0, T+1, etc.).
   4. Settlement Policy (Pay-In only): Defines whether settlement is based on Business Days (excluding weekends and public holidays) or Calendar Days (including weekends and public holidays).
   5. Cut-off Time (Pay-In only): The daily deadline for settlement. Transactions after this time roll over to the next settlement cycle.
   6. Deposit Expiry (Pay-In only): The time limit for completing a payment. Once expired, the transaction cannot be paid, or if failed, will need manual confirmation to verify.
   7. Trx Min and Max Amount: The minimum and maximum amounts allowed. Transactions outside this range will be rejected.
   8. Transaction Fee: Either a percentage or fixed amount, based on your agreement with the business team.
   9. Fee Minimum and Maximum Amount: Minimum and maximum fee per transaction, also defined by agreement with business team.
   10. Target Currency (International Settlement only): The currency your funds will be converted into when requesting international settlements.